A high-tech crop insurance company aims to make farming profitable — and itself — by writing policies that offer protection against floods, frosts, droughts and other bouts of crop-damaging weather that are on the rise.

Whether the increase in these weather events are due to human-caused climate change, the company said, is not their business, but the events are trending upwards and they have the technology to analyze the risk they pose to individual farmers and price polices accordingly.